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Declare Vehicle Modifications Warns Swinton

Swinton is warning motorists that all modifications whether cosmetic or performance-related may affect their car insurance premium and must be declared to their insurer.

Popular modifications include lowered suspensions, tinted windows, body kits and spoilers and non-standard alloys.

Even simple modifications such as customised paintwork or kitting your motor out with a non-standard in-car entertainment system can make your car more desirable to a thief and should therefore be referred to your insurer.

Steve Chelton, insurer development manager at Swinton said: Motorists planning on modifying cars should always notify their insurer prior to the modification so they know exactly how much it will impact on their premium.

We would also advise drivers protect their vehicle by adding an alarm, immobiliser or tracker device which can actually reduce car insurance quotes and premiums.

For more information contact Michael Travers or Anoushka Foster at Manchester PR agency SKV Communications on 0161 838 7770.

About Swinton:

>    With 580 branches nationwide Swinton is the UK'ss largest cheap car insurance (http://www.swinton.co.uk/car/) retailer

>    Unlike many other companies in the financial services industry, Swinton is committed to keeping its branches open for business, and part of the community

>    Swinton provides a one-stop-shop for the insurance and related needs of its clients, offering home, car, caravan, business, holiday, motorbike and even classic car insurance

>    With a dedicated team of advisors on hand at every branch to search a panel of insurers to offer quality cover at competitive rates

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