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FirstAgains Back to Basics Underwriting Bolsters RecessionResistant Business Model for Online Consumer Lender Focusing on Sup


by   >>>   When consumers with excellent credit come to FirstAgain (www.firstagain.com) for a loan, they can be assured their applications are reviewed in much the same way their local bankers did in "the good old days." Instead of relying on software-analyzed payment histories and FICO scores often blemished with inaccurate credit information, FirstAgain's expert underwriters review each person's complete credit history--not just their credit

Hat Trick Award Win for British Insurance


by   >>>   Independent payment protection insurer British Insurance (http://www.britishinsurance.com) has scooped its third set of industry 'gongs' in two weeks -- picking up the Excellence in Treating Customers Fairly and Outstanding Consumer Champion accolades at the Personal Finance Awards. The Awards recognise firms operating within the financial services sector that provide short and long term customer value and deliver outstanding customer serv

Credit Expert Provides Tips for a Very Merry Credit Christmas


by   >>>   With the holiday shopping season fast approaching but the economy still stuck in neutral, many consumers are struggling with how to pay for items on their holiday shopping list. Credit Karma today shared tips for those considering credit cards or retail credit offers as an answer to tightening budgets. "The most important step is to devise a realistic budget and then stick to it," said Ken Lin, founder and CEO of Credit Karma, the free and

NoClaimsDiscount.co.uk Notes That Fines for Being Uninsured Can Cost 10 x Less Than Being Insured


by   >>>   Rising numbers of uninsured drivers in the UK are causing concern. The Motor Insurer's Bureau places the current number at 1.5 million, holding them responsible for 200 deaths each year, as well as hundreds of injuries. NoClaimsDiscount.co.uk research indicates that, with no effective deterrents being used, the burden seems to be placed squarely on the shoulders of the innocent to insure themselves better against accidents with uninsured drivers.

825credit.com Launches Credit Letter Generator Free Tool Helps Consumers Dispute Credit Report Errors Fight Identity Theft


by   >>>   825credit.com, a Chicago-based consumer credit resource Web site, has introduced a series of letter templates designed to help consumers improve their credit ratings and FICO scores. The letters, which are pre-formatted for use in a multitude of personal credit conflicts, may be quickly and easily customized via 825credit.com's free online tool, the new 825credit.com Credit Letter Generator, then mailed to each of the United States' three maj

Freshstartloansonline Positioned to Take Advantage of Recent Mortgage Rate Decrease by Offering Consumers of all Credit Level


by   >>>   As the mortgage industry licks its wounds from the recent reports of a dismal outlook on both the mortgage industry and new home sales, companies focused on offering a wide variety of lending options are quickly proving to be the ideal resource for consumers, one such company is www.freshstartloansonline.com. Freshstartloansonline.com offers one of the widest varieties of lending options in the industry, with a multitude of commercial and residential l

Mexican Banks Continue to Remain in Strong Financial Condition


by   >>>   Real Estate have slowed down Globally. According to Jeff Niemi, broker for Baja Beach Investments in the Southern Baja town of Los Barriles, sales of Baja Real Estate fueled by Baby Boomers with equity money have come to sketching halt. "We are now starting to see predominately retirees and speculators looking for bargains as inventory rises and buyers sit on the fence holding on to their cash". The entire economy in Baja has not been affe

$30 Million Created in Phoenix Real Estate in 100 Days Real Estate Annuity Creates New Value for Property Owners


by   >>>   Terratitle USA, an Arizona Real Estate Annuity (REA) company, today announces the launch of its new REA service and Community Development program. REAs allow homeowners to collect annuity income from any real estate they own for the next 90 years. REAs provide additional income for homeowners in Arizona and local charities. Terratitle USA permanently endows local charities by donating 10% of all REA income in Arizona. Property owners can add REAs to

Lenders PPI Profiteering Days are Numbered says Burgesses


by   >>>   The reign of 'fat cat' Payment Protection Insurance (http://www.britishinsurance.com) providers ripping off consumers with mis-sold and over-priced products is to end following intervention by the Competition Commission - and it can't come soon enough - suggests PPI lobbyist Sara-Ann Burgess from Burgesses. She explains: "For years consumers have fallen victim to pressurised selling tactics from High Street lenders who have a cle

Personal Finance Blogger Ramit Sethi Introduces the 30Day Challenge Save $1000 in 30 Days


by   >>>   Ramit Sethi, a young Silicon Valley entrepreneur, recently launched a "Save $1,000 in 30 Days Challenge" on his personal finance blog, http://www.iwillteachyoutoberich.com. Each day in November, he'll be sharing a tip with readers on how to save or make more money, and will be inviting participants to share their own tips and success stories with the community. His first tip, published Saturday, has already received over 100 comments by








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