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Crescent State Bank Voted Best Bank In Garner

#8211; Michael Carlton, president of Crescent State Bank, the wholly owned subsidiary of Crescent Financial Corporation, (NASDAQ Global Market SM), is pleased to announce that their Garner office has been voted 's8220;Best Bank in Garner's8221; by the Garner News. The full service office in Garner is one of Crescent State Bank's8217;s 10 full service banking offices throughout the state.



's8220;We are very proud of our Garner office,'s8221; said Carlton. 's8220;Our staff works hard to achieve excellence in customer service and we are honored to receive this recognition from our patrons.'s8221;



About Crescent State Bank:

Crescent State Bank is a wholly owned subsidiary of Crescent Financial Corporation. The Bank opened in December 1998 to cater to the financial needs of the communities it serves. The bank has total assets of approximately $471 million, deposits of approximately $370 million, and loans of $360 million as of June 30, 2006, with ten full service banking offices in the communities of Cary (2), Apex, Clayton, Garner, Holly Springs, Sanford, Southern Pines, Raleigh and Pinehurst, North Carolina.



Patty Briguglio

MMI Associates, Inc.

7406-H Chapel Hill Road

Raleigh, NC 27607

(919) 233-6600 > (919) 233-0300 (fax)



Information in this press release contains forward-looking statements. These statements involve risks and uncertainties that could cause actual results to differ materially, including without limitation, the effects of future economic conditions, governmental fiscal and monetary policies, legislative and regulatory changes, the risks of changes in interest rates, and the effects of competition. Additional factors that could cause actual results to differ materially are discussed in Crescent Financial Corporation's8217;s recent filings with the Securities and Exchange Commission, including, but not limited to, its Annual Report on Form 10-K and its other periodic reports.

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