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Internet Mortgage Service Helps Protects Consumer Credit

Mortgage service company has pre-screened lenders to ensure consumers get the "right lender" that best fits their needs. Multiple credit searches are not allowed since these searches can lower your overall credit score.



Consumers need to know that when a mortgage company checks their credit history, their overall credit score may be dinged several points. This can cause their mortgage rate to increase or it may even run the risk of bumping them out of the credit score to qualify for a new mortgage.



An internet mortgage services company with headquarters in Texas has a solution. Texas Mortgage Loan (http://www.houstonmortgageloan.net) has developed an exclusive program to protect consumers credit by providing them with a list of pre-screened mortgage brokers and lending partners.



They do not distribute your personal credit information to multiple mortgage brokers that lowers your credit by having it pulled several times, instead they review their list of pre-screened brokers so the consumer gets the "Right Broker" that best fits their needs.



The management believe the fewer people who have your information, the safer it will be. The web site has a simple contact form that does not require any of the consumers sensitive data. Private information is only collected when it is time to initiate the actual loan application process.



The Texas Mortgage Loan (http://www.houstonmortgageloan.net) web site also has a wealth of information on their site to help consumers make a decision by explaining many of the different types of loans programs available. This alone makes it worth a look at the site.



There is a popular saying that says when lenders compete, you win. The truth is when lenders compete, you can Lose. Every time your credit is pulled you can lose 2 to 4 points on your credit score, and just a few less points can keep you from getting the rate or loan you deserve.



For more information, visit the web site http://www.houstonmortgageloan.net or use the provided contact information. The company is on schedule to expand to all states by the end of 2006.



Contact:

Jim Corkern

Texas Mortgage Loan

202 E. Hopkins

Mexia, TX 76667

1-866-220-2725

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