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Leading Insurer Reports Positive Outlook for U.S. Insurance Industry...

Despite recent reports by the U.S. Bureau of Labor Statistics that unemployment grew in late 2008, a trend expected to continue throughout 2009, Combined Insurance, a leading provider of supplemental insurance (http://www.combinedinsurance.com/insurance-basics/about-insurance.html), reports job opportunities for commissioned insurance sales agents across the United States.

According to Larry Kwalwaser, director, staffing and employee development for Combined Insurance, sales opportunities continue to rise within the company in spite of the challenging economic climate. He attributes this to the perpetual need for insurance -- particularly supplemental insurance -- which becomes greater for many consumers during difficult economic periods. Combined Insurance is planning to recruit as many as 500 sales agents throughout all regions of the United States.

We find supplemental insurance is a field in which people can apply sales skills from many other industries, says Kwalwaser. The people we recruit are both from within the insurance industry and outside of it, even recent graduates. The main thing we look for is people who are energetic, personable and self-disciplined. Our approach is to train our sales agents to focus on helping people better understand supplemental insurance and working to identify their specific needs; therefore, we look for people who are motivated by the opportunity to work closely with their customers.

In addition, Kwalwaser notes that specific technical requirements for Combined Insurance agent jobs include the ability to obtain an insurance license, a commitment to learn about supplemental insurance products and a willingness to meet continuing education requirements.

He adds, A commissioned-based insurance job (http://www.combinedinsurance.com/about-combined/insurance-careers/combined-insurance-agents.html) offers self-driven income potential, which is attractive for the right person. Additionally, our approach offers the freedom to build a customer base in a local regional area with limited travel.

The commission for a Combined Insurance agent during the first year can range upwards of $40,000 with a greater opportunity through performance bonuses. In addition, Combined Insurance offers comprehensive introductory training, health and retirement benefits (after completing an eligibility period) and continued professional development and training.

Prospective applicants interested in learning more about supplemental insurance can visit the company'ss website (http://www.combinedinsurance.com), which is focused on making the benefits of supplemental insurance easy to understand.

About Combined Insurance Company:

Combined Insurance (http://www.combinedinsurance.com) is a leading provider of supplemental accident, health and life insurance products and is a member of the ACE Group of Companies. With a field sales force and corporate staff in excess of 10,000 people worldwide, Combined Insurance meets the growing coverage needs of policyholders around the globe. For more information, call 1-800-490-1322 or visit http://www.combinedinsurance.com.

About ACE

The ACE Group of Companies is a global leader in insurance and reinsurance serving a diverse group of clients. Headed by ACE Limited (NYSE: ACE), the ACE Group of Companies conducts its business on a worldwide basis with operating subsidiaries in more than 50 countries. Additional information can be found at http://www.acelimited.com.

Contacts

Outlook Marketing Services, Inc.

Amy Perry

312-873-3530

amyp (at) outlookmarketingsrv.com

or

Combined Insurance Company

Amy Burrell-Tichy

847-953-8321

Amy.burrell-tichy (at) combined.com

Sources

U.S. Dept. of Labor, The Unemployment Situation Nov. 2008.

U.S. Unemployment Rate Forecast. http://www.forecasts.org/unemploy.

Challenger, Gray 's38; Christmas (www.challengergray.com)

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