Stuckey Company to Host Free Webinar on Electronic Media LiabilityInsurance

o discuss the importance of this specialized liability insurance. Insurance agents can register for the webinar at www.stuckey.com.

(Vocus) June 12, 2009 -- Nearly every company distributes electronic content over the Internet. Each day there are 100 million daily video streams from YouTube.com 10 million 's8220;Tweets's8221; from Twitter, more than 60 million blogs being disseminated and more than 180 billion emails sent. Media companies, Internet service providers and all types of technology companies are at risk, according to Stuckey 's38; Company, a leading Managing General Agent of technology insurance programs. To educate the industry about the risks, Stuckey 's38; Company is offering a free webinar to commercial lines insurance (http://www.stuckey.com/products/commercial/) agents at 10:30am CDST on Friday, June 19, 2009, to discuss the importance of this specialized liability insurance. Insurance agents can register for the webinar at www.stuckey.com.

Electronic Media Liability (http://www.stuckey.com/products/tek/) services are typically not described on professional liability insurance policies as a covered service. Companies without adequate coverage can be held liable for unwittingly publishing defamatory comments or content that infringes on copyrights or trademarks 's8211; even though they did not create the offending content. As on example, Twitter just settled a lawsuit by St. Louis Cardinals's8217; baseball coach Tony LaRussa in which he accused Twitter of allowing someone to misrepresent themself as LaRussa without his permission and post electronic 's8220;Tweets's8221; that defamed the coach's8217;s character.

For media and technology companies that rely heavily on the Internet in order to conduct their business, the risks of unprotected liabilities are significant since virtually all their business activities are at risk. Stuckey's8217;s specialized policy gives these companies coverage for electronic publishing, web casting, or other distribution of electronic content on the Internet. Coverage includes copyright, domain name, trademark, trade name, trade dress, service mark, service name, title and slogan. The new policy also allows the option to include first-party network operations security coverage. This coverage gives an insured protection against unauthorized access, unauthorized use or a denial of service attack to the insured's8217;s computer system.

Stuckey 's38; Company's8217;s Electronic Media Liability coverage goes beyond standard personal injury coverage. The policy forms now offer protection for five main areas of protection:

1. Defamation: Any form of defamation or other tort related to the disparagement or harm to the reputation or character of any person or organization, including: libel, slander, product disparagement, trade libel, infliction of emotional distress, mental anguish, outrage, outrageous conduct.

2. Right to privacy: Invasion, infringement or interference with the right to privacy or publicity, including: false light, public disclosure of private facts, intrusion and commercial appropriation of a name, persona or likeness.

3. Plagiarism/Piracy: Plagiarism, piracy or the misappropriation or unauthorized use of advertising ideas, advertising material, titles, literary or artistic formats, styles or performances.

4. Copyright Infringement: infringement of copyright, domain name, trademark, trade dress, title, slogan, service mark, service name.

5. Negligence: negligence with respect to the insured's8217;s creation or dissemination of electronic content.

The June 19th Electronic Media Liability webinar is the third webinar in its Technology Series. The webinar is free, and all registered agents will receive a free gift from Stuckey 's38; Company for participating in the webinar. During the webinar, Stuckey 's38; Company's8217;s Dwight Stuckey will discuss:

- What is Electronic Media Liability coverage

- Who needs it

- What is and isn's8217;t covered

- Additional endorsements available

- YOUR questions!

Stuckey's8217;s Tek Division is focused on small to mid-sized technology accounts and offers low minimum premiums starting at $1,000 for a $1,000,000 limit. New rating factors for individual risk characteristics are also available. Visit http://www.stuckey.com/products/tek for business insurance quotes and a complete list of eligibility.

About Stuckey 's38; Company

Stuckey 's38; Company is a specialty insurance provider based in Lake St. Louis, Missouri. For 18 years, Stuckey has offered commercial, professional and personal lines of insurance. Stuckey 's38; Company's8217;s network of more than 8,000 licensed agents has the knowledge and experience in dealing with specific coverage not typically covered under standard policies. Stuckey specializes in Errors and Omissions insurance for technology companies, architects and engineers, and IT consultants. It is also Managing General Agent of the HarborGuard marine insurance program.

As one of the fastest-growing specialty insurance providers in the U.S., Stuckey 's38; Company offers coverage to over 300 miscellaneous professional liability (http://www.stuckey.com/products/professional/Misc-Professional-Liability.html) classes in sectors that include consulting, engineering, accounting and financial services, government services, media, laboratories and education. Coverage limits are available for many risks up to $5 million. It also offers a variety of standard insurance policies through its personal lines and commercial lines. Additional information about insurance plans from Stuckey 's38; Company is available at online at http://www.stuckey.com, by email (dwight(at)stuckey(dot)com), or by calling 1-800-828-3452. To request information by mail, write to Stuckey 's38; Company, 28 Hawk Ridge Circle, Suite 200, Lake St. Louis, MO 63367.

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