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Third Partner Joins Destiny Lending LLC Tom Richmond joins Loveland...

Destiny Lending LLC, 4200 N. Garfield Avenue in Loveland, has added Tom Richmond as a new partner. The company provides full-service lending to those interested in purchasing new construction, an existing home, investment property or re-financing a home where they currently reside.



"Tom's real estate experience is unmatched, which will help everyone here do a better job when it comes to serving our clients," notes Shawn Beard, founder of Destiny Lending. "We're glad to have him working alongside us."



Tom comes to Destiny Lending with more than 30 years of experience as a real estate broker in Colorado. That expertise gives him a superior understanding of property values, and the needs and concerns clients have when it comes to realizing their dream of owning a home. In his role with the company, Tom has the latitude to meet or beat rates offered by any other lender, and he offers his clients a cash credit toward their closing costs.



Tom notes that even those who are concerned about their ability to qualify for a loan should call to check on the many options available in today's market. Those with credit issues or a past bankruptcy, or who need limited or no down payment programs, as well as those who are self-employed, need 100 percent financing or are seeking one percent interest loans, all may find what they need through Destiny Lending's many programs.



"Even if you just want to know about the possibility of buying that dream property, let's talk," notes Richmond. "With rates as low as they are, don't wait."



Destiny Lending has relationships with 60 well-known lenders, and has a strong track record, enabling the company to receive expedited underwriting turn times and big broker pricing. The firm has also earned the privilege of underwriting loans in house. Destiny specializes in creative financing to assist clients in unusual financial situations, such as those who are self-employed. Options the company can offer include option ARMs, interest-only loans, 100 percent loans on investment property and one-time close construction loans.



For more information, visit www.destinylending.com or call (970) 667-3499.

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