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ThirdQuarter Earnings Up for QNBT

Despite challenging economic times, year-to-date income, as of September 30, 2008, is up slightly to $4,624,000. Total assets have increased by $69,000,000, reaching a total of $848,000,000 for the same period.

Because Queensborough National Bank 's38; Trust has more than 100 years of community banking experience, we know how important it is to anticipate and plan for market fluctuations, noted Bill Easterlin, CEO. This experience, combined with our primary focus on exceptional customer service, has kept us financially sound.

QNB's38;T currently has 21 banking locations in 12 Georgia counties. In 2009, they will be opening another new, full-service office on Walton Way Extension. In addition, they plan to make the move to a larger building in Savannah so that additional services can be more readily provided.

Headquartered in Louisville, Georgia, Queensborough National Bank 's38; Trust has offices in the following Georgia counties: Richmond, Columbia, Jefferson, Jenkins, Burke, McDuffie, Washington, Screven, Emanuel, Candler, Bulloch and Chatham.

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